At North Melrose, we require you to have insurance on your items before storing with us. However, you should know why it is important to have insurance on your items, so important that we require it!
Our storage facility does not insure your items. We only insure their building and grounds, therefore you are responsible for the insurance on your specific items to insure full safety.
Maybe some of the things you’ve loaded into storage won’t be missed if they were to disappear. However, most of the items you’re storing are important to your life in some way or another. Even behind securely locked doors, it’s important to have the proper coverage so that you don’t have to pay if anything is lost. No, insurance can’t bring back stolen memories if someone takes something of sentimental value, but it can cover the expensive items such as furniture, televisions, appliances, or costly tools.
It is easy to have your things insured. Many insurance companies allow you to protect your items in storage with an extension to your homeowner’s or renter’s insurance policies. Many companies offer affordable options to protect your belongings, both in and outside of your home. No matter what the value of your stored items is, it is important to insure your things. It’s always better to be safe than sorry!
It’s also a good idea to keep inventory on your stored assets. Items may slip your mind initially and you want to make sure you always know you have everything that you originally put in there still present when you return. This also makes it easy to work with insurance companies when locating missing items.